Mozeart Designz — Business OS

Contract Value

$260K

Ocean Street

Your Artist Fee

$65K

Salary locked

Back Payments

$8,680

5 people remaining

Next Milestone

$78K

On contract sign

OCEAN STREET — MILESTONE TRACKER

OCEAN STREET BEAUTIFICATION

Fox 5ft + Heron 6ft · City of Santa Cruz · District 1

Total: $260,000

Contract Execution + Subs in Place

LLC reinstated · Insurance · Business License · All subcontractors confirmed

30%

$78,000

IN PROGRESS

Engineering + Fabrication Drawings Approved

City approves drawings · Physical build started at Gizmo

50%

$130,000

UPCOMING

Fabrication Complete + Ready for Delivery

Both sculptures complete · Delivery to site scheduled

10%

$26,000

UPCOMING

Installation Complete + City Approval

Site visit with city staff · Final approval · Project closed

10%

$26,000

UPCOMING

MILESTONE 1 — CASH WATERFALL

💰 Milestone 1 Payment

+ $78,000

🏛 Tax Reserve (Q1+Q2 only)

- $18,000

🏭 Gizmo Deposit (20%)

- $39,000

👥 Back Payments (5 people)

- $8,680

✦ Operating Float

$12,320

THIS WEEK

Balance

Income (MTD)

Expenses (MTD)

🏦

NO TRANSACTIONS YET

Import your Chase CSV or add transactions manually.

EXPENSE BREAKDOWN

Import transactions to see breakdown.

INCOME vs EXPENSES

TOTAL INCOME

TOTAL EXPENSES

NET

🏦

Import Chase CSV

Download from Chase → Accounts → Download Activity → CSV
Drag & drop here or click to browse

HOW TO EXPORT FROM CHASE

1 Log in to chase.com → go to your Business Checking account

2 Click Download account activity (usually top right near the transaction list)

3 Select date range → format: CSV → click Download

4 Drag the downloaded file here or click Import CSV above

PLAID LIVE SYNC COMING SOON

Connect Chase directly for automatic transaction sync. Requires a Netlify backend function. One-time setup.

Plaid Client ID

dashboard.plaid.com → Team Settings → API. Free developer account.

Plaid Secret

Sandbox or Development secret from Plaid dashboard.

⚠ Plaid requires a backend proxy server. When you're ready, I'll build a Netlify Function to handle the secure connection. CSV import works fully right now.

Projected Revenue

$310K

Ocean St + pipeline

Tax Reserve Needed

$36K

~35% of your fees

Back Payments Due

$8,680

Pay at Milestone 1

Rhino 3D License

$995

After Ocean St pays

BACK PAYMENTS TRACKER

TOTAL REMAINING

$8,680

MILESTONE PAYMENT SCHEDULE

M1 — Contract Sign (30%)

$78,000

M2 — Drawings Approved (50%)

$130,000

M3 — Fabrication Complete (10%)

$26,000

M4 — Installation Approved (10%)

$26,000

TOTAL CONTRACT

$260,000

S CORP CONVERSION CHECKLIST

File IRS Form 2553 — S Corp election (aim for April/May 2026 effective date) URGENT

Check SOS website April 7 — confirm LLC revivor is complete URGENT

Set up payroll software (Gusto or QuickBooks Payroll) + begin paying yourself a reasonable salary (~$50K–$65K/yr — confirm with Sarah) URGENT

Notify CA FTB of S Corp election — attach Form 2553 copy to CA return or file FTB 3560 URGENT

Open dedicated tax reserve account — transfer ~35% of every payment received URGENT

2026 TAX & COMPLIANCE CALENDAR

Q2 2026

Apr 7 Check CA SOS website — LLC revivor confirmation SOS Portal Apr 7

Apr 15 Federal Q1 estimated tax + CA LLC $800 minimum franchise tax 1040-ES / FTB 3522 Apr 15

Apr 30 Form 941 Q1 — quarterly federal payroll return (if payroll active) Form 941 Apr 30

Jun 15 CA Q2 estimated tax + CA LLC annual fee (based on gross receipts) FTB 3536 / 540-ES Jun 15

Jun 16 Federal Q2 estimated tax 1040-ES Jun 16

Jun 30 Santa Cruz Business License renewal — BL-108792 City of SC Jun 30

Q3 2026

Jul 31 Form 941 Q2 — quarterly federal payroll return Form 941 Jul 31

Sep 15 Federal Q3 estimated tax + CA Q3 estimated tax 1040-ES / 540-ES Sep 15

Q4 2026

Oct 31 Form 941 Q3 — quarterly federal payroll return Form 941 Oct 31

Q1 2027 — 2026 Tax Year Close-Out

Jan 15 Federal Q4 estimated tax + CA Q4 estimated tax 1040-ES / 540-ES Jan 15

Jan 31 W-2 to yourself · W-3 to SSA · Form 940 FUTA · 941 Q4 · CA DE 9/9C Multiple Jan 31

Mar 15 S Corp annual return (or file extension Form 7004 for 6-month grace) 1120-S / CA 100S Mar 15

Apr 15 Personal income tax return (or file extension Form 4868) 1040 / CA 540 Apr 15

PAYROLL — S CORP OWNER NOTES

Reasonable salary range (confirm with Sarah)

$50K–$65K / yr

Federal payroll taxes (employer + employee FICA)

~15.3% of salary

CA payroll taxes (UI + ETT + SDI + PIT withholding)

~4–5% of salary

Recommended payroll frequency

Bi-weekly or Monthly

S Corp advantage — distributions above salary avoid FICA

~$8–12K saved / yr

SALARY COMPARISON — WHAT DOES PAYING YOURSELF COST?

Based on $69,500 gross revenue. Salary runs through payroll (FICA applies). Distributions above salary avoid FICA.

Federal effective rate ~22% · CA effective rate ~6% · FICA 15.3% on salary · Confirm all with Sarah (CPA)

DRAG TO SET YOUR SALARY

$65,000 / year

$35K$45K$55K$65K$75K ↓ updates profit projection

BI-WEEKLY GROSS

—

BI-WEEKLY NET (after tax)

—

FICA / YEAR

—

BIZ CASH POOL

—

FICA SAVED vs $65K

—

TOTAL TAKE-HOME

—

WHAT YOU CAN DO WITH FREED-UP CASH (vs $65K salary)

PAY DEBT FASTER

◆ Back payments ($8,680) cleared at M1

◆ Rhino license ($995) immediately

◆ Buffer for Q2/Q3 tax payments

INVEST IN BUSINESS

◆ Equipment fund — Section 179 write-off

◆ Grant writing support ($2–5K)

◆ Studio upgrades, materials, tools

BUILD WEALTH

◆ Solo 401(k) — up to $23.5K employee contribution

◆ IRA contribution ($7K/yr)

◆ Emergency / operating reserve (3 months)

S CORP ADVANTAGE

◆ Distributions above salary skip FICA (15.3%)

◆ At $40K salary, distrib. pool grows significantly

◆ More cash in business = stronger next contract

* "Freed cash" = money that stays in the business vs paying at $65K. Can be used for debt, investments, or distributions later at no FICA cost.

PAYROLL LOG — PAY YOURSELF PER PERIOD

Log each pay period. Amounts can vary — pull different amounts from each project each time. All entries update the 2026 projection automatically.

PAY DATE

GROSS AMOUNT

SOURCE PROJECT

NOTES (optional)

DATE	PROJECT	GROSS	EE FICA (7.65%)	FED TAX (~22%)	CA TAX (~6%)	NET PAY	TAX RESERVE	NOTES
No pay periods logged yet. Add your first one above.

YTD GROSS DRAWN

YTD NET RECEIVED

TAX RESERVE NEEDED

PAY PERIODS LOGGED

—

ANNUALIZED RATE

—

AVG PER PERIOD

WAGE ALLOCATION BY PROJECT

OCEAN STREET

$260K contract · suggested wage budget ~25%

0% of budget used $65,000 remaining

DEER-001

$50K grant (pending) · suggested wage budget ~40%

0% of budget used $20,000 remaining

GENERAL / MIXED

Not tied to a specific project

— No cap set

2026 PROFIT PROJECTION

Select a revenue scenario · salary slider & payroll log update this chart live

Planned rate: $65,000/yr

YTD logged: $0 across 0 pay periods

All figures are estimates. Confirm with Sarah (CPA).

BASE CASE

Take-Home —

Income Tax —

Business Expenses —

Back Payments —

GROSS REVENUE —

S CORP SALARY (FICA base) —

OWNER DISTRIBUTIONS (no FICA) —

FEDERAL + CA INCOME TAX —

BUSINESS EXPENSES —

BACK PAYMENTS (one-time) —

NET TAKE-HOME (after all costs) —

—

GROSS REVENUE

—

NET TAKE-HOME

—

S CORP DISTRIBUTIONS

—

FICA SAVED (vs LLC)

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TAKE-HOME RATE

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AVG / MONTH

PROFIT LEVERS — HOW TO IMPROVE YOUR POSITION

REVENUE DRIVERS

▲ LACMA grant ($50K) — biggest single lever; submit before deadline

▲ IP licensing for Deer-001 concept — royalties add passive income w/ no FICA

▲ Artist workshops / speaking — $1K–$5K per event, low overhead

▲ Stack multiple public art contracts — each new project compounds revenue

▲ Print / merch licensing — leverage existing artwork, near-zero cost

COST CUTS & SAVINGS

✂ Optimize salary to ~$50K (not $65K) — saves ~$2,300/yr in FICA

✂ Audit software subscriptions — cancel unused tools now

✂ Deduct Rhino 3D, equipment, home office — reduces taxable income

✂ Pay back-payments at M1 — eliminates interest risk, clears mind

✂ Tax reserve account — auto-transfer 35% each invoice to avoid Q4 shock

INVESTMENT STRATEGY

◆ Solo 401(k) — contribute up to $69K/yr, beats SEP-IRA limit; tax-deferred

◆ Rhino 3D license ($995) — immediate ROI via faster fabrication drawings

◆ Equipment fund — Section 179 deduction lets you write off 100% in year 1

◆ Health insurance through S Corp — deductible, reduces personal AGI

◆ Reinvest in grant writing — every $5K grant investment can return $50K+

THIS WEEK — CRITICAL

Get insurance quotes — call agent today

URGENT

Meeting with Ali and Brian — bring BL-108792 + insurance update

URGENT

Call Mark at Gizmo — confirm Fox + Heron pricing within $195K

THIS WEEK

Fill out City Vendor Information Form — page 2

THIS WEEK

Email Mark at Gizmo — project update + LACMA grant

THIS WEEK

UPCOMING

Check SOS website — confirm LLC active status

APR 7

Call Sarah — confirm Q1 estimated tax amount due

APR 7

Submit LACMA application — Deer-001 v3

APR 22

S Corp conversion — Sarah files CONV LLC-GS + Form 2553

END APR

Set up Gusto payroll once S Corp election filed

MAY

Renew business license — update type to Public Art

JUN 30

✦

MOZEART ADVISOR

Hey Moze. I know your full business context — Ocean Street, LACMA, your finances, your timeline. Ask me anything. I'll think about what you're not seeing, flag risks, and help you make smart decisions. What's on your mind?

📋 BUSINESS · March 27, 2026 IP CONCEPT

Active biomimetic skin system — 3D printed glass with embedded micro-channels for passive moisture harvesting. Dual function: CPU/AI cooling + soil irrigation. Closed loop water management. Documented March 27, 2026 — Mozeart Designz LLC proprietary concept.

🏛 OCEAN STREET · March 31, 2026 CONTRACT UPDATE

Scope changed from Deer + Heron to Fox 5ft + Heron 6ft. Total contract remains $260,000. Milestone 1 = $78,000 on contract signing. City also offering SculpTOUR ($2,500) and Traffic Signal Cabinet ($500). Meeting with Ali and Brian tomorrow.

🦌 DEER-001 · March 27, 2026 LACMA VISION

Future vision: wildfire early warning detection, invasive species identification, ecosystem construction in degraded land, permanent ecological stewardship. Deer-001 is the first sentence. Harmony Robotics is the platform. Document dated March 27, 2026.

📸

Instagram Profile

Add your handle to link your profile. Log posts as you publish them.

@ View Profile

—

Followers

Posts Logged

Total Likes

Total Comments

—

Avg Eng %

⚡

LOADING ALERTS

GOOGLE INTEGRATION

Google OAuth Client ID

console.cloud.google.com → New project → Enable Calendar API + Gmail API → OAuth Credentials → Web client. Add http://localhost:3000 and http://localhost:8000 as authorized origins.

NOT SET

Connect Google Account

Fetches Calendar events + Gmail from key contacts. Sign in once per session.

NOTION INTEGRATION

Notion Integration Token

notion.so/my-integrations → New integration → Copy Internal Token. Share your database with the integration.

NOT SET

Notion Database ID

Copy the 32-character ID from your Notion database URL. Pages sync to your Vault.

⚠ Notion requests are routed through corsproxy.io (a public proxy). Avoid syncing sensitive data until a backend proxy is set up.

AI ADVISOR

Anthropic API Key

console.anthropic.com → API Keys. Enables the AI Advisor chat. Note: direct browser calls require CORS disabled or a local proxy. Works best with a proxy extension.

NOT SET

DATA & BACKUP

Google Drive Backup

Save a full backup of all your OS data to Google Drive. Connect Google first (below), then back up any time.

Export Backup

Downloads mozeart_data.md — readable Markdown file of all your tasks, notes, contacts, and vault documents.

Clear Saved Data

Removes all user-saved tasks, notes, contacts, and vault docs from this browser. Hardcoded project data is preserved.